We are officially excited! After months of planning we are in the final stages of transitioning into our new building. You can still expect the same owners & same staff but now in a beautilful new building. Changes coming by September of 2017.
Inside your Homeowners Policy there is an exclusion for vacancy. This means that you would not be covered if your property was vandalism or freezing of plumbing if the building was vacant for 60 consecutive days immediately before the loss.
Bob has a property across town that he does not live in or rent out. The property has been vacant for 90 days. Some teenagers decided to graffiti the side of the house. This would NOT be covered under his homeowners policy because it has been vacant for 60 days prior to the vandalism.
What qualifies a property or building as vacant?
A property or building will qualifiy is it has been vacant for 60 consecutive days or more.
Are frozen pipes ever covered if the building was vacant?
The isured can potentially be covered if they used reasonable care to maintain the heat.
Insurance can be boring and confusing at times- but not to us! Have a question on your policy that is stumping you? Give us a call at440-349-3670 or email at Info@I
Car accidents are scary and emotional for everyone involved. However it is critical to keep a calm and level head so that the whole ordeal can be run a lot smoother. Here is a complete check list of what to do in the case of a car accident:
If possible, move the vehicle to a safe area
If the vehicle can still drive, move it off to the side of the road into a safe location. This can include a parking lot, the shoulder of the road, or any area out of the line of traffic. If the car cannot be moved, turn on your hazard lights to alert drivers you are not able to move anywhere.
Turn off vehicle and get out
If you are not seriously injured and can safely move, turn off the vehicle, take a big, deep breath, do a quick inspection of the vehicle to make sure it is safe to exit, and get out. If you have safety signage or flairs, remove them from the car and place them in way to alert other drivers of the accident.
Check with the other passengers and drivers
Make sure all parties involved
We are officially excited! After months of planning we are in the final stages of transitioning into our new building. You can still expect the same owners same staff but now in a beautilful new building. Changes coming by September of 2017.