Inside your Homeowners Policy there is an exclusion for vacancy. This means that you would not be covered if your property was vandalism or freezing of plumbing if the building was vacant for 60 consecutive days immediately before the loss.
What qualifies a property or building as vacant?
A property or building will qualifiy is it has been vacant for 60 consecutive days or more.
Are frozen pipes ever covered if the building was vacant?
The isured can potentially be covered if they used reasonable care to maintain the heat.
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