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Finding the appropriate insurance is essential for your business. Graydon-Toole has the industry knowledge to shop your brewery's insurance in the best available markets. We will work to specifically insure craft breweries, wineries and distilleries, including tasting rooms, brewpubs or restaurants.
Brewery Property Endorsement or Distillery Property Endorsement – adds special coverage features for your craft brewery or distillery, including tank collapse, tank leakage, key-employee replacement expense and processing water extra expense.
Winery Property Endorsement – provides the same four special features, plus additional coverage for your incidental vines and trellises.
Restaurant Property Endorsement – imporatnt for operations that include a restaurant, providing coverage for customer's property, goods on consignment, and key-employee replacement expense.
For example, what do you do if your Master Brewery had to leave work or quit unexpectedly?
Product Contamination or Adulteration Endorsement – provides protection for your beverage product against accidental contamination while being processed.
Product Recall Expense Coverage – provides for the cost of recalling your products that have caused or have potential to cause bodily injury or property damage.
Equipment Breakdown Coverage – extends your property policy to cover loss to real and business personal property from the sudden and accidental breakdown of machinery and equipment used in your business.
Protection Against Loss From Crime –a bundle of eight crime coverages that are important to your business, including employee theft, forgery and alteration, theft of money and securities, computer fraud, funds transfer fraud and loss from accepting in good faith money orders and counterfeit money.
State and Federal Liquor Tax Bonds – helps you meet surety requirements to ensure payment of appropriate taxes to governmental entities when alcoholic beverages are sold.
Ensure you have proper coverage for your complex operation:
We'll join you for a pint. Drop us a line and we'll walk you through what you need to know for brewery insurance.