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The unexpected death or disablement of a loved one can prove disastrous for most families. A little planning and preparation for premature death or disability can provide your family with the piece of mind and security to make enduring such a calamity a little easier.
We can provide a variety of term life or cash value life insurance such as universal life and permanent life insurance to meet your needs. Some term life insurance now offers the ability to return your premium at the end of the policy period, pay your policy for 20 years and receive a refund check for the total of your premiums paid at its conclusion!
Your chance of becoming disabled are far greater than that of premature death yet few people take the step to protect their income through the purchase of disability insurance. With the financial obligations of our times, protecting your ability to meet your monthly obligations such as mortgage payments, utility payments, automobile payments, etc., the list goes on and on, may be the most critical need we face. We can help by designing a disability income insurance program to fit your personal needs and provide you with piece of mind when you will need it most.
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