Manufacturers Insurance

We will take the guesswork out of finding the coverage you want for your specific business. Our experienced agents can help you tailor specific coverage to help you protect your manufacturing business you've worked so hard to build.

Common coverage for Manufacturers

Manufacturer's Business Property Insurance

Your plant, inventory, and manufacturing equipment are very valuable tools of your business and need to be protected from windstorm, fire, or any other other unexpected event. You never know what might be around the corner and our Business Property Insurance will help protect your business. 

Manufacturer Business Liability Insurance / Product Liability Insurance

Protect your investment in your business with comprehensive commercial business liability including product liability insurance coverage for injuries or damage to property alleged against your business. Protection for claims resulting from alleged defects or injuries from your product or services is a necessity in business today. We can help you put together a liability program specific to your business needs.

Liability insurance can help you protect your business in case a customer is injured because of a product or service you provided to them. Serious or life-threatening accidents can be financially devastating for any manufacturing business. Having the right coverage is key to mitigating this risk.

Manufacturer's Transportation Coverage Insurance

Manufacturers also need to get products and materials from point A to point B. Having transportation coverage on your policy is an important piece of protecting you from this exposure. 

Coverage Includes:

• Commercial Auto
• Truckers
• Commercial Property
• Business Loss of Income
• Commercial Crime
• Commercial General Liability
• Commercial Umbrella
• Statutory Workers’ Compensation
• Limited Pollution Liability
• Employment Practices Liability
• Inland Marine
• Fiduciary Liability
• Miscellaneous Professional Liability

Manufacturer Loss of Income Insurance

Having your business shut down due to a fire, windstorm or calamity would be devastating.  Loss of Income Insurance or Business Income Coverage is designed to help you make it through times when your business cannot operate.  Loss of business income and fixed continuing expenses like lease payments and in some cases employee wages can be protected with business income insurance.  Business Income coverage can be provided on a variety of policy forms like “actual loss sustained” and with and without payroll expenses. We can show you how the various business income insurance forms apply to your specific needs.

While all policy forms differ, generally most business interruption provisions contain the following elements:

• Actual physical loss that is specifically covered by the policy
• To covered property causing actual interruption in business operations
• Actual loss of income.

Business interruption insurance reimburses lost income and payment of fixed and continuing expenses.

Give us a call for a no obligation policy review. 

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