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Get to Know GTG - Kevin Toole -

The Toole Family Roots in Bay Village, Ohio

graydon toole group

 

 

 

 

 

 

The whole Toole Family plus the latest grandchildren at a local 5k run. 

Growing up in the seventies meant that the door was never locked, short shorts were in style, and Kevin Toole, one of the 3 owners of the Graydon-Toole Group, was out of the house in the morning only to wander back to refuel or get a daily chore done. Being one of three siblings, Kevin and his younger brother, Billy Toole, were known throughout Bay Village for their basketball prowess. They would be the first ones to the park in the morning and the last ones to leave as the basketball court lights shut off at the end of the night. Weekends were filled will cars full of teenagers being shuttled across town to play against anyone and everyone in the Cleveland area who had loved the sport.

Seeing Kevin’s skills in high school and college, one would assume he was one of the lucky ones who was born with the ability and grit to be successful at the physically and mentally demanding sport. However, success did not come easy. As a freshman in high school, he was barely over 100 pounds and about as intimidating as a golden retriever -with the 70’s mop top to match. But what he lacked in size he made up for in determination. Spending over 6 hours - yes, 6! - everyday practicing ball handling, shoot drills, and playing pick-up games with anyone who showed up at the court, Kevin became known for his ball handling and defense and still stuns players even now in his 50’s.

Maturity gradually caught up with Kevin and he went on to play college ball at Baldwin Wallace University. He will readily admit that he is not the most talented player, but you would be hard pressed to find someone who would outwork him. What could have easily been a brief and lack-luster high school career, he instead went on to start for numerous conference and divisional championship teams. And this infectious and enthusiastic dedication could not help but to be passed on to those around him.

Though his athletic achievements were impressive, the arguably best trait he possesses is that of a teammate and leader that was able to translate into his professional career. His kids will begrudgingly tell you that it took forever to get out of the parking lot after Sunday mass because every few steps meant another conversation, and his co-workers know he is always quick to smile and brighten the mood.

This is merely a snapshot of his life but give stay tuned and we will have even more stories of the Graydon-Toole team. Insurance is our craft at we have been dedicated to it for over 80 years.

Most Recent

5 Reasons We Love Christmas in Cleveland

Posted By Jay Toole
December 23, 2020 Category: General

While we dream of a white Christmas, we won't let the lack of snow stop us from enjoying all the exciting things happening around Cleveland. As a gem of the midwest, here are our top 5 things we love to do around the city. #1 WinterFest lights in Public Square Thousands of glowing bulbs light up every inch of downtown's Public Square. Fun to run through, walk through with your little kids, or even do a casual drive through. #2 Visit Bill Hixon for an Ornament Famous to many life-long locals, few outsiders know the history of Hixon's in Lakewood. Bill Hixon is known for his custom Christmas ornaments with many featuring scenes of the season or landmarks around northeast Ohio. He even designs beautiful ornaments that are on display at the White House! If you are lucky, you can even get this 92 year old legend to sign your bulb. #3 "You'll shoot your eye out." at the Christmas Story House Nestled away in Cleveland is the world famous Christmas Story House from the loveable tale of Ralphie, Red Ryder BB Guns, and the pink bunny suit. Give this a visit or sign up for the road race that will finish right at the house next December! #4 Christmas Ale. Christmas Ale Everywhere! Cleveland is known for its world-class beers. From Great Lakes Christmas Ale to Thirsty Dogs 12 Dogs Christmas Ale to the newest arrival of Masthead Brewing Co's Robot Santa's Christmas Ale, if you are a beer connoisseur or just a lover of all things delicios then y

Total Loss Doesn't Have To Be A Total Bummer

Posted By Jay Toole
July 21, 2020 Category: Homeowners, Insurance, Underinsurance

Tips on Insuring Your Home How much coverage do you really need? One word: Replacement Cost. If it is your personal residence, your home should be insured to the amount it would cost to replace the home and not what it may sell for on the market. Insurers and homeowners share a common goal, of reducing exposure to losses (from fires to theft to catastrophic storms) and ensuring that consumers have adequate homeowners coverage in place to recover from financial losses that can occur. As your insurance agent, we continually strive to use the most accurate tools in helping homeowners make the right coverage decisions.   1.Make sure you update you limits overtime The issue of underinsurance (insurance to value) usually arises following a major catastrophe that destroys many homes in a particular area. In the aftermath of a catastrophe, the cost of rebuilding can skyrocket and consumers who have not recently reviewed and updated their insurance policies sometimes find that they do not have enough coverage to rebuild. This is why insurers encourage homeowners to conduct a yearly review of their insurance needs. - Did you remodel your home? - Did you add an addition? Although it is impossible to precisely predict the exact cost of rebuilding a home at some future date, it is important to insure the home for an amount that takes into account rising building costs. Once the replacement costs are estimated, the insurer can help the homeowner determine how much cov

When it Rains, It Pours - Personal Umbrella Policies

Posted By Jay Toole
March 03, 2020 Category: General

We get it - insurance is can be as confusing as reading a recipe your grandma wrote in 1960. You hear terms like limits, deductibles, premiums, exemptions, and more and it just feels like the dollar signs are piling up. However, at Graydon-Toole Group, we take a customer first approach. We represent over a dozen insurance carriers, but our loyalty lies with one person; you. So, when we review your needs and see you could greatly benefit from the protection from a Commercial or Personal Umbrella Policy, there is a reason {or three} why we recommend it. When it rains, it pours. And like the physical umbrella we all hold near and dear during a Summer storm, an Umbrella Policy is there to protect you when costs from a claim keep piling on. Reason #1 Added Protection: Personal Umbrellas are there to protect you where your homeowners or auto policy limits fall short. Should a claim cost more than the limits of your current policy, Reason #2 It’s cheap! A Personal Umbrella Policy for $1 million in extra coverage can be as little as $200 for an entire year. Reason #3 You don’t have to be a millionaire to have a $1 million personal umbrella policy. You don’t need to own a home, be married, have kids or be a certain age to have one. If you drive a car, cross a street or has people over to your home (either rented or owned), you may need this coverage. Even if someone is trespassing on your property, you could be liable for any injuries. This is just a quic

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